What We Do

From the start, when the idea of a travel service enterprise was first mooted, we already decided on a co-operative model rather than a private company. As a co-operative, the mission and passion come from its members to derive the “products and services” that is best suited for the majority and the common good. It is not so much just about profitability or trying to do the impossible by offering tours that are both “cheap and good”. We want to “do good, do well”.

 

With a co-operative, you need at least 10 founding members, and numbers do matter in a business as vast as the travel services. So we need to outreach to many more like-minded people, to benefit from their experience and wisdom. We welcome them to share the passion and social mission. As more people join, we will have more resources to plan many programs a year. Moreover, as a co-operative, we can also tap into the network of other co-operatives or Government agencies that promote active ageing. A co-operative is really about the power of collaboration and networks; it’s about co-operatives helping each other.

 

For more information about co-operatives, you can refer to the Singapore National Co-operative Federation (SNCF) website.

 

SNCF is the national body of Singapore’s Co-operative Movement since 1980.

ABOUT SILVER HORIZON

Who We Are

Silver Horizon Travel Co-operative Ltd (SHTCL), a social enterprise, was formed on 28 February 2012. Its social mission is to promote active living and learning through customized travel programs for seniors and to use the platform to build friendship and bonding before, during and after the tour. The activities are intended to make life more active and meaningful for seniors.

SHTCL organizes travel packages in conjunction with licensed travel agencies with itineraries and tour management focused on the needs and interests of seniors. It strives to ensure that travel by seniors becomes more enjoyable and less stressful, thus enhancing their travel experience.

As a co-operative, we want to exemplify the “Do Well” and “Do Good” spirit. We “do well” by keeping our finances prudent operating as a not-for-profit model. We “do good” by providing elder-friendly tour services enhancing the positive outcomes in their lives as mentioned above.

Executive Committee Members (2025-2027)

Message from Our Chairman

Welcome to Silver Horizon Travel Co-operative Ltd. Silver Horizon was the vision of our late founder, Mrs. Helen Lim, who started this social enterprise in 2012 to meet the needs of seniors who prefer elder-friendly travel services and products as part of active ageing.

We have now organized many of such tours to destinations near and far, including South-East Asia, East Asia, Europe and Australia as well as numerous local get-togethers. Many of our members can attest to the enriching education, the experience of different cultural milieu, the good times of fellowship, and the warm friendship forged over these occasions. We continue to remind ourselves that the issues facing the silver generation have become increasingly complex and fragmented affecting our mental and emotional well-being.

To this end, Silver Horizon's motivation is to be that bridging platform that will foster an authentic community amongst the seniors who enjoyed traveling together and sharing life’s experiences, and in doing so, will build beautiful relationships and memories which we can all treasure. We are heartened by your support over these years, especially post-COVID, which speak volumes about how we can move forward together as one. We can't do this without the selfless volunteering effort of our Executive Committee running the various aspects of the co-operative. All these affirm the principles of self-help and mutual assistance as articulated in our tagline "For Seniors, By Seniors."

I look forward to your participation in our programs and activities so that each successive year will be more fruitful, enjoyable and memorable than the last, as we build up our co-operative life in the pages of our common journey.

Victor Seow, Chairman

Mr. Victor Seow

Chairman

Mr. Adam Hing

Vice Chairman

Mr. Edward Tan

Secretary

Ms. Selina Dong

Treasurer

Ms. Teo Lay Hong

Asst. Treasurer

Mr. Edward Tan

Head, Events 

Dr. Shirley Wan

Head, Tours 

Mr. George Heng

Head, Projects

Mr. Victor Lim

Head, Communications

Ms. Kathryn Ang

Co-op Representative

Mr. Cheng Tai Fatt

Co-opted Member

Mr. Johnson Tan

Co-opted Member

Note: Subcommittees can be formed when required for activities like Marketing, Hospitality and Tours.